Introducing Guidance Short-Term Income Trust

Shariah-compliant income for eligible investors

*For accredited investors only.

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Guidance Investments has reimagined investing in Shariah-compliant assets

Guidance Investments, LLC is investment advisor to the Guidance Short-Term Income Trust (GSTIT), a Real Estate Investment Trust (REIT) that owns Shariah-compliant home finance assets. 

Our Approach
risksharing

Shariah-compliant Assets

GSTIT intends to buy newly originated Shariah-compliant home finance contracts from Guidance Residential to build a diversified investment portfolio. 

Diversified portfolio

Diversified Portfolio

GSTIT intends to manage a portfolio of home finance contracts that is diversified across U.S. states and across individual residential properties.

High quality

High Credit Quality

GSTIT intends to buy high-quality assets of comparable credit risk to those in Guidance Residential's existing portfolio. New originations in that portfolio had an average FICO score of 739 during 2024.

Guidance residential

Guidance Residential

Guidance Short-Term Income Trust benefits from Guidance Residential's unique Declining Balance Co-ownership Program and 24+ years of experience helping faith-conscious buyers realize their dream of home ownership. 

risksharing

Shariah-compliant Assets

GSTIT intends to buy newly originated Shariah-compliant home finance contracts from Guidance Residential to build a diversified investment portfolio. 

Diversified portfolio

Diversified Portfolio

GSTIT intends to manage a portfolio of home finance contracts that is diversified across U.S. states and across individual residential properties. 

High quality

High Credit Quality

GSTIT intends to buy high-quality assets of comparable credit risk to those in Guidance Residential's existing portfolio. New originations in that portfolio had an average FICO score of 739 during 2024.

Guidance residentia

Guidance Residential

Guidance Short-Term Income Trust benefits from Guidance Residential's unique Declining Balance Co-ownership Program and 24+ years of experience helping faith-conscious buyers realize their dream of home ownership. 

*All financial, investment, and performance information related to GSTIT is provided solely for its shareholders. Shareholders may login to the secure Investor Portal to review financial, investment and performance information.  If you have misplaced your login credentials or have other questions about the site or GSTIT, please feel free to contact us. 

Benefiting from Guidance Residential's Unmatched Experience 

$10+ Billion

In Shariah-compliant home financing

40,000+

Families served

Pioneering

Declining Balance Co-ownership Program

24+

Years in business
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Shariah-compliant Investing with Integrity and Trust

Backed by a commitment to values-based principles, our approach prioritizes integrity and responsible investing.

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